The Karnataka Government has introduced the Gruha Lakshmi Scheme to empower women by providing financial support. This scheme is designed to help women improve their lives by giving them Rs. 2,000 every month directly into their bank accounts. Here’s a detailed look at the scheme, who is eligible, how to apply, and the benefits it offers.
What is the Gruha Lakshmi Scheme?
The Gruha Lakshmi Scheme was launched by the Karnataka government to promote gender equality and uplift women, especially housewives, landless women, and women working in agriculture. The scheme aims to support the financial needs of these women by providing Rs. 2,000 per month.
This financial assistance will be transferred through Direct Benefit Transfer (DBT), ensuring that eligible women receive the money directly in their bank accounts. The payments started on 16 August 2023.
Eligibility Criteria for Gruha Lakshmi Scheme
To benefit from this scheme, women must meet the following eligibility conditions:
- The scheme is open to women from Antyodaya, BPL (Below Poverty Line), and APL (Above Poverty Line) families.
- The woman must be listed as the head of the family on the ration card. If necessary, women can update their ration cards to reflect this at centers like Karnataka One, Bengaluru One, or Grama One between 1 September and 10 September 2023.
- Only one woman from each family can receive the benefits.
- Government employees and women taxpayers are not eligible for the scheme.
- If a woman’s husband is paying income tax or filing GST returns, she is also ineligible.
How to Apply for Gruha Lakshmi Scheme
There are two ways to apply for the Gruha Lakshmi Scheme—online and offline.
Online Application Process:
- Visit the Seva Sindhu Guarantee Schemes Portal.
- Select the “Gruha Lakshmi Yojana” option.
- Click the link in the pop-up box that appears.
- Fill in the required information and upload the necessary documents.
- Submit the application and note down the form number for future reference.
Offline Application Process:
Eligible women can apply offline by visiting centers such as Grama One, Bengaluru One, Karnataka One, Bapuji Seva Kendras, or Nada Kacheris. State officials will also conduct door-to-door registration to collect beneficiary information. Once registered, the list of beneficiaries will be displayed on the Seva Sindhu portal.
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Documents Required for Application
To apply for the Gruha Lakshmi Scheme, women must provide the following documents:
- Aadhaar card (for both the woman and her husband)
- Ration card
- Mobile number
- Bank account details
Benefits of the Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme offers several important benefits for women in Karnataka:
- Financial Support: Women receive Rs. 2,000 per month, which can be used to meet essential needs and improve their quality of life.
- Empowerment: By giving financial independence to housewives and women workers, the scheme helps them become more self-reliant.
- Improved Standard of Living: With the monthly financial assistance, women can raise their standard of living and contribute more effectively to their families.
- Recognition: This scheme acknowledges the hard work of housewives by financially supporting their role in the family.
- Poverty Reduction: By providing regular financial assistance, the scheme aims to reduce poverty among women and their families.
How to Check Application Status
Once the application is submitted, women can check the status of their application on the Seva Sindhu Guarantee Schemes Portal. The government will publish a list of beneficiaries on the same portal.
Helpline Numbers
For any questions or help regarding the Gruha Lakshmi Scheme, women can call the following helpline numbers:
- 080-22279954
- 8792662814
- 8792662816
Conclusion
The Gruha Lakshmi Scheme is a crucial initiative by the Karnataka Government aimed at empowering women and improving their livelihoods. By providing financial assistance to women from underprivileged backgrounds, the scheme ensures they have the resources to support their families and achieve a better quality of life. Women who are eligible should take advantage of this scheme and apply either online or offline to receive the benefits.
FAQs on Karnataka Gruha Lakshmi Scheme
What is the Gruha Lakshmi Yojana?
The Karnataka Gruha Laxmi Yojana is a scheme initiated by the Congress government in Karnataka to provide financial support to women belonging to economically weaker sections who are the sole breadwinners of their households.
When can I apply for the Karnataka Gruha Laxmi Yojana?
The registration for the Gruha Lakshmi Yojana will be available from 15 June to 15 July 2023.
Who can apply for the Gruha Lakshmi Yojana?
Underprivileged women residing in Karnataka can apply for the Gruha Lakshmi Yojana. They must be the head of their families and their annual income must not exceed Rs.2 lakh.
What is the aim of the Gruha Lakshmi Yojana?
The aim of the Gruha Lakshmi Yojana is to empower women who are the head of their households and come from economically deprived communities by giving them financial support. The scheme ensures that these women have access to necessities so that they get the opportunity to live a dignified life.
What documents will an applicant need to apply for the Gruha Lakshmi Yojana?
To apply for the Gruha Lakshmi Yojana, the applicant will require an Aadhaar card, bank account details, income certificate, residence proof, etc.
